Loans Taken by Students:
Based on the information you provided, below are loan options available to you for
this year only. If applying for a TruFit Student Loan
and have limited or no credit history, consider a cosigner for a better interest
rate. Please note: monthly payments and total amounts are estimates and will vary.
Loans Taken by Students:
Based on the information you provided, below are loan options available to you for
this year only. If applying for a TruFit Student Loan and have limited or no credit
history, consider a cosigner for a better interest rate. Please note: monthly payments
and total amounts are estimates and will vary.
Loans Taken by Students:
Based on the information you provided, below are loan options available to your
child for this year only. If your child is applying for a TruFit Student Loan and
has limited or no credit history, consider a cosigner for a better interest rate.
Please note: monthly payments and total amounts are estimates and will vary.
Loans Taken by Students:
Based on the information you provided, below are loan options available to you for
this year only. Taking out a Grad PLUS loan or taking out a TruFit Student Loan
can pay for your entire cost of education minus any financial aid.. Please note:
monthly payments and total amounts are estimates and will vary.
Loans Taken by Students:
Based on the information you provided, below are loan options available to your
child for this year only. Taking out a Grad PLUS loan or taking out a TruFit Student
Loan can pay for your child’s entire cost of education minus any financial aid..
Please note: monthly payments and total amounts are estimates and will vary.
Federal Loans
Fixed Rate Loan1
Loans Taken by Parents:
Based on the information you provided, below are loan options available to parents of undergraduate students for this year only. Taking out a Parent PLUS loan or serving as cosigner on your child’s TruFit Student Loan can pay for their entire cost of education minus any financial aid. Please note: monthly payments and total amounts are estimates and will vary.
1Assumptions: A fixed interest rate based on a FICO score (listed above and ranges from 6.75% - 12.25%) for a borrower with a cosigner.
Other assumptions include a 45 month in-school period, 6 month grace period, a standard repayment account, and the borrower remains in school through the expected
graduation date. 10 year examples are provided. Terms and conditions apply. Calculations are estimates only.
2Assumptions: Variable Rate TruFit Student Loan® assume two equal disbursements, variable
interest rate of
+ a margin based on a FICO score. This example assumes a Monthly LIBOR rate of 0.24%
plus a margin (listed above and ranges from 2.70% - 9.25%) for a borrower with a
cosigner. Other assumptions include a
month in-school period, 6 month grace period, a standard repayment account, a constant
LIBOR rate, and that the borrower remain in school through the expected graduation
date. 15 year examples are provided. Terms and conditions apply. Calculations are
estimates only.
Charter One reserves the right to modify interest rates and loan margins at any
time without notice. Such changes will only apply to applications taken after the
effective date of change.
See our Trufit Student Loan® page for important disclosure information.